About the fafsa do I have to accept the subsidized student loan to afford college? What if I dont want loans? Is this unfair?
Will I get more grants If decline need based loans
- Aster RhoidsLv 78 months agoFavorite Answer
Loans are an option, not mandatory.
- diLv 48 months ago
Colleges have a "Cost of Attendance" which is comprised of direct charges (things paid to the school like tuition & fees, dorm & meal plans) and indirect costs (books, supplies), and average expenses for room & board (on campus or off campus estimates), transportation & personal expenses. Many students borrow money on top of grant and scholarship aid to cover their room, board, transportation & personal expenses. Many students accept grant and scholarship aid, and if that covers what the school is due, they either support themselves with jobs or have support provided by family.
- nancyLv 78 months ago
If you don't want it, don't accept it--it is simply offered to you as way to help you pay for college, but you aren't required to take what is offered. If you can't afford college without the loan, then it's up to you to decide whether you want to take the loan or skip college. A college education is a purchase like any other. Would you think it was "unfair" that you want to buy a Ferrari, but can't afford to do it without taking a loan? Why would you think any different when it comes to college?
- Pearl LLv 78 months ago
you could try to see if you can get grants or scholarships
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- Anonymous8 months ago
You do not have to file for a FASFA or accept government money or college loans if you don't want to the money's available they will try to get you to use it but you don't have to do it.
- RickLv 78 months ago
I went to college & Uncle Sam paid, so you can too ........................
- out2lunch4now2Lv 78 months ago
If you don't need it, there is no enforceable law requiring you to take out a loan. In fact, you'd be better off NOT getting caught in that trap.
- JimLv 78 months ago
You can pay for college any way you want.