If you're really good in accounting, and think you might like it, I see no reason why you can't study accounting either at a community college OR at a four-year university. Your high school GPA is a 3.4. That's rather good, and it doesn't matter if it was in general classes or in honors - that's a decent GPA. You're also implying that your grades in those businesses classes were strong.
So no, you're not going to Harvard. But might you get into 1,000 other four-year schools in the US? Yes. So if you'd prefer to go to a cc, then go to a cc. But if you're interested in a university, then you can go directly to a university. Entirely up to you. It's also possible to go to a cc, get your associates, and then, if you realize that a bachelors is what you need to reach the goals you have, to transfer your credits to a bachelors program. That's even if you get an AS rather than an AA in accounting - your cc will have universities they have relationships with, which will take as many of your AS credits as possible. You can talk to the cc about your options.
Jobs out of an associates in accounting can include bank teller, bookkeeper, accounts payables, accounts receivables, payroll clerk, benefits clerk, etc. So if you don't want to work in a bank, you don't need to - you can try for one of these other types of positions.