You have made valid points. Add to this mix the arrogance of his spiel to wealthy right-wing campaign donors where he expressed contempt of 47% of America's population, calling those who receive money from the government (military, seniors, disabled, low-wage, etc.) and Romney's incessant dishonesty...the pathological lying that now has a name: Romnesia...and you have someone who is UNQUALIFIED to be President of the United States.
Every time Romney dodges taxes by keeping his greed-driven $billions$ in off-shore accounts, he cheats Americans and the nation, failing to do his FAIR SHARE to sustain the many freedoms and benefits of living in the United States---freedoms and benefits upon which he and his family rely. Every time corporate-raider Romney drives a company into bankruptcy in order to then "harvest" the company's assets, to include stealing workers' pension funds and making that company pay "management fees" to Bain Capital for bankrupting it---that is precisely the pattern of destruction--of GREEDY-GUT destruction---that America does NOT NEED while we strive to fully recover from the eight years of ALWAYS-FAIL GOP POLICIES, the VERY SAME POLICIES that are now being peddled by the Romney/Ryan and far-right-wing GOP for his campaign!
What is happening in Freeburg, Illinois right now (thanks to Bain Capital, a company Romney created and in which he still has a 51% controlling interest) was featured LIVE on "The Ed Show" (MSNBC) last night (Friday, 10/19). A company that NETTED more than $500 MILLION in the 2nd quarter (three-month period) of 2012, Sensata (an auto parts manufacturer) has been swallowed whole by Bain Capital, the workers were all fired as of November 1 this year, after first being forced to TRAIN THEIR REPLACEMENTS (from China), as the manufacturing company is being relocated by Bain to China! Romney and Ryan are menaces who do not deserve to be in power in any capacity, but especially not in the White House!