I have to write a letter of explanation for derogatory credit report info. What should I write?

im a FHA buyer and i need to write a letter. im stuck on how it should i wanna convience them that i am different person. ive matured and realize credit is everything.

mind you i messed my credit up in my early teen - 20 years files bankruptcy and all, and now i have been working on my credit for 3 years .and it has improved.

please help me

1 Answer

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  • ?
    Lv 7
    8 years ago
    Best Answer

    There is NOTHING you can write that will impress the Lender. You need to wait another 4 yrs before attempting to buy a house

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