• I got scammed into buying 6 gift cards?

    I saw a charge on my Bank account that was Unknown. So I called up fake number I didn’t know was fake it was a guy wanting to be from Apple he told me in order to get rid of the charge I have to get three iTunes gift cards for $100 and three Google server cards for $500 so in total less than $1800 dollars I... show more
    I saw a charge on my Bank account that was Unknown. So I called up fake number I didn’t know was fake it was a guy wanting to be from Apple he told me in order to get rid of the charge I have to get three iTunes gift cards for $100 and three Google server cards for $500 so in total less than $1800 dollars I disputed it with my bank and they gave me $1800 temporary credit when my claim be denied? I know I made the purchase but I told the bank that I didn’t because I thought I would get the fraud charges bathroom I’ll co I know I made the purchase but I told the bank that I didn’t because I thought I would get the fraud charges removed from my account. So will I be able to keep the credit based on other people‘s experiences I’m curious to know
    10 answers · 22 hours ago
  • Can my wife take out a personal loan to gift me as a down payment on a house?

    I am taking out a loan in just my name because my wife won t qualify. Trying to get down payment together and I am curious if since she isn t on the laon if she can take out a personal loan to gift me as down payment.
    I am taking out a loan in just my name because my wife won t qualify. Trying to get down payment together and I am curious if since she isn t on the laon if she can take out a personal loan to gift me as down payment.
    15 answers · 3 days ago
  • Will a late payment on credit card hurt my credit score?

    Ive had my credit card for a year and I’ve never missed a payment. I’m trying to build my credit by paying my credit card, phone bill, car note and car insurance. This past month I missed my credit card payment which was my first time missing any of my bills. My minimum payment due was always $25 in which i always... show more
    Ive had my credit card for a year and I’ve never missed a payment. I’m trying to build my credit by paying my credit card, phone bill, car note and car insurance. This past month I missed my credit card payment which was my first time missing any of my bills. My minimum payment due was always $25 in which i always paid more, then it was $35 past due and now my minimum payment due was $81 I just paid it. Will this hurt my credit? thanks
    35 answers · 5 days ago
  • How to improve credit rating?

    I have bad credit score of 555 and 560 I was thinking of opening secured card with Citi bank the minimum deposit is $200 I thinking about applying with a deposit of $2000-$10000 will that be better than the minimum of $200? Btw I only had one credit card years ago with capital one and they closed it for failing to... show more
    I have bad credit score of 555 and 560 I was thinking of opening secured card with Citi bank the minimum deposit is $200 I thinking about applying with a deposit of $2000-$10000 will that be better than the minimum of $200? Btw I only had one credit card years ago with capital one and they closed it for failing to pay after I lost my job! So any advice is welcome! I make about $1500-1700 a week net as self employed and don't have anything financed what are other small purchases that I can qualified for with my credit score and improve my ratings? Besides car which I have working one and don't want waist my hard money to impress others! Thanks
    8 answers · 2 days ago
  • What’s the minimum credit you usually need to get a car loan?

    I’m currently rebuilding my credit and I need a car, I’m currently at 550.
    I’m currently rebuilding my credit and I need a car, I’m currently at 550.
    6 answers · 20 hours ago
  • Building Credit!?

    Im 19 years old. I have a credit score of 300 & im about $3,000 in debt! I plan on opening a "Self Lender" account with monthly payments of $150.00 also im opening 3 secured credit cards. Im paying off my debt all at once. Im going to pay all them on time & a little exrta. How fast can my credit... show more
    Im 19 years old. I have a credit score of 300 & im about $3,000 in debt! I plan on opening a "Self Lender" account with monthly payments of $150.00 also im opening 3 secured credit cards. Im paying off my debt all at once. Im going to pay all them on time & a little exrta. How fast can my credit go up?
    7 answers · 2 days ago
  • When will retail customers understand that cashiers can get in trouble when they say no to a credit card?

    Not that one “no” would get us in trouble. I mean, I work at a TJ Maxx and we have goals, like 7 per day, or 35 per week. If we fall short one week, the goal goes higher the next week! We have to stay within 1 percent of our transactions for a 3 month period or else we get a warning, placed under formal counseling... show more
    Not that one “no” would get us in trouble. I mean, I work at a TJ Maxx and we have goals, like 7 per day, or 35 per week. If we fall short one week, the goal goes higher the next week! We have to stay within 1 percent of our transactions for a 3 month period or else we get a warning, placed under formal counseling if we fall short again the next 3 months, and fired if we fall short in the next 3 month period! The majority of our customers are regulars that already have the card, so obviously we’re not going to ask them. But when I do ask other customers, I usually get people who just chuckle and say, “No thank you, but I know you have to ask.” Sometimes, they even cut me off mid sentence with a quick enthusiastic “No”! The higher ups even forced an even stricter policy on us, saying we need to get 1 card by 1:00, and another by 3:00, or else our names go into a report! And most of the customers I ask aren’t exactly smart with credit because they’re always worry about the interest rate, which is 22 percent. Which I think implies that they’ve been frequently late on their bills and other credit cards they might have!
    6 answers · 3 hours ago
  • How to payoff AT&T Bill that was sent to ERC collections?

    I would like to know how can I get a collection of $1,500 paid off and cleared from my credit report. It was from a bill I had from AT&T that I failed to pay on time and ended up getting sent to a collections company called ERC - Enhanced Recovery Company. I checked my credit report through Credit Karma and it... show more
    I would like to know how can I get a collection of $1,500 paid off and cleared from my credit report. It was from a bill I had from AT&T that I failed to pay on time and ended up getting sent to a collections company called ERC - Enhanced Recovery Company. I checked my credit report through Credit Karma and it shows the collections debt by ERC and it’s really affecting my credit report. How do I pay itt off so it doesn’t show my credit report? Should I just contact ERC and pay them? Or if possible can AT&T get the collection back and I pay it back to them? I’m really confused and need some guidance?
    20 answers · 1 week ago
  • I m 17 and have a visa card from a bank...does this have credit aswell as debit?

    my father says it has credit on it, but when i look up laws concerning credit cards i must be 18 and have a steady income so i say it only has debit on it...thoughts?
    my father says it has credit on it, but when i look up laws concerning credit cards i must be 18 and have a steady income so i say it only has debit on it...thoughts?
    17 answers · 6 days ago
  • Do you think paying for a new car is a bad deal?

    Unless you are rich of course. In my opinion, the average middle class American should not buy a new car from any dealership because every year the value of the car goes down and sometimes breaks but you still have to pay the same amount for the next 6 something years. Also by the time you finished paying... show more
    Unless you are rich of course. In my opinion, the average middle class American should not buy a new car from any dealership because every year the value of the car goes down and sometimes breaks but you still have to pay the same amount for the next 6 something years. Also by the time you finished paying you've spent more than what the car was worth.
    15 answers · 7 days ago
  • Who paid off Brett Kavanaugh's debts?

    9 answers · 5 days ago
  • If you take payday loans out... what happens if you don’t pay it?

    Can you pay off a little bit at a time like a hospital bill if you settle it in court?
    Can you pay off a little bit at a time like a hospital bill if you settle it in court?
    5 answers · 3 days ago
  • How can I see what credit card transactions my grandson has made on his account?

    I have his user I.D. and password. I need to see what he bought when a charge came in on my credit card.
    I have his user I.D. and password. I need to see what he bought when a charge came in on my credit card.
    8 answers · 5 days ago
  • How long does it take between the time you stop paying on your credit cards until it show up on your credit report?

    If you stop paying on your credit cards for whatever reason then how many months will it take before the unpaid account will show up on your credit report?
    If you stop paying on your credit cards for whatever reason then how many months will it take before the unpaid account will show up on your credit report?
    9 answers · 6 days ago