• Do I need to add my teenage son to my auto insurance even if he doesn't ever drive my car?

    We live in Oregon. My insurance company is being persistent about me coming in to discuss adding my licenced 17 year old son to my policy. We are on a fixed income as I am disabled. Also, my son doesn't drive my car. Ever. I am requiring him to get a job first so that he can afford insurance before he is... show more
    We live in Oregon. My insurance company is being persistent about me coming in to discuss adding my licenced 17 year old son to my policy. We are on a fixed income as I am disabled. Also, my son doesn't drive my car. Ever. I am requiring him to get a job first so that he can afford insurance before he is allowed to drive my car. Is my insurance just being pushy and trying to get more money from me or am I required to put him on my policy regardless?
    22 answers · 2 days ago
  • Since the British drive on the Wrong side of the rode, how does their accident rate compare to the USA.?

    I would guess that it is much higher.
    I would guess that it is much higher.
    17 answers · 12 hours ago
  • When you buy a Car what else do you need to pay for?

    So you pay for the Car itself and Insurance. What other stuff do you have to pay for if there is any extra stuff?
    So you pay for the Car itself and Insurance. What other stuff do you have to pay for if there is any extra stuff?
    12 answers · 9 hours ago
  • Is a drivers license necessary if u know how to drive? plus in most states u don't need a license to register, or get insurance on your car?

    Best answer: You need one to drive on public roads
    In every state I have lived in ( that's 7 of the 50) you need a DL to register a vehicle and to purchase insurance ( not needed for renewal because its on file)
    Best answer: You need one to drive on public roads
    In every state I have lived in ( that's 7 of the 50) you need a DL to register a vehicle and to purchase insurance ( not needed for renewal because its on file)
    25 answers · 3 days ago
  • Is it fully my fault? Landlord/parking issue?

    I messed up. But could this have been handle better? Long story short: I just bought a vehicle, it s insured and I have the title, but with my crazy work schedule I wasn t able to get it registered until this Saturday. The person that I bought the car off from parked in someone else s parking space. I... show more
    I messed up. But could this have been handle better? Long story short: I just bought a vehicle, it s insured and I have the title, but with my crazy work schedule I wasn t able to get it registered until this Saturday. The person that I bought the car off from parked in someone else s parking space. I unintentionally didn t get a chance to move it, but I figured the person would just park in mine or any other free space. The person had the landlord tow my car. Now I m put over 500$ because I didn t even get a chance to register it. I still don t feel like I was hurting anyone. Landlord basically blamed me for it. I feel like I want to dig myself in a hole right now, but I don t think it should have went this far.
    12 answers · 1 day ago
  • I’m 24 with only a drivers permit, could I still drive my car on my own ?

    Or will I still have to have someone in the car with me with an actual drivers license ?
    Or will I still have to have someone in the car with me with an actual drivers license ?
    21 answers · 3 days ago
  • Can you drive someone else’s car if you’re not on their insurance? (Having permission from the owner to use the car as well)?

    Best answer: Good question. Insurance is assigned to the vehicle not a person. So any casual driver would be covered by the policy assigned to the vehicle. Examples - my cousin comes in from out of town and drives my car around for a few days. I loan my car to my neighbor if their car is in the shop. I drive my friend to... show more
    Best answer: Good question. Insurance is assigned to the vehicle not a person.
    So any casual driver would be covered by the policy assigned to the vehicle.
    Examples - my cousin comes in from out of town and drives my car around for a few days.
    I loan my car to my neighbor if their car is in the shop.
    I drive my friend to the airport and drive his car for a few days until he gets back.
    Note all these are clear casual drivers who are non residents and also have their own vehicle and insurance, meaning no one is trying to set up a straw policy, were person A gets a car and insurance and person B drives the car 99% of the time.

    As others said there are exceptions to this, rules can vary by state or insurance company, so best to check with insurance company. Just a few examples, again check with insurance company if there are any questions. Also give them the full facts of the situation.
    1. The casual driver is under 18.
    2. The driver is a resident of the household, so they may need to be listed on the policy as non-casual driver. Or the driver is related and part time resident. example - a 17 year old stays with a non custodial parent part time. probably needs to be an official "Listed driver".
    3. the owner knows the driver does not have a valid license. this is tricky, but I would not let a known non-licensed driver use my car.
    9 answers · 3 days ago
  • Car number plate?

    Best answer: Letters on a registration/number plate have to be a minimum size and have minimum spacing. It won't matter too much if you have a small gap; the cops would probably find it not worth the paperwork. They tend to dislike letters that are too close together or too small (because they can't be read easily when... show more
    Best answer: Letters on a registration/number plate have to be a minimum size and have minimum spacing. It won't matter too much if you have a small gap; the cops would probably find it not worth the paperwork. They tend to dislike letters that are too close together or too small (because they can't be read easily when they take your picture). When you have your shiny new plates, try not to drive like a d!ck. Distinctive plates that spell cool words or slogans are easy for people to remember when they want to report you. Ask me how I know.
    7 answers · 12 hours ago
  • How much does it cost to get insured on a parent's car?

    I am 20 years old with a learner's license and I want to take a driving test in my mom's car but my mom said I have to pay for the insurance. How much does it cost? My dad said I would be paying $1,200 to $1,500 a year. I really want to have a real license soon. How much does it cost and what can I do to... show more
    I am 20 years old with a learner's license and I want to take a driving test in my mom's car but my mom said I have to pay for the insurance. How much does it cost? My dad said I would be paying $1,200 to $1,500 a year. I really want to have a real license soon. How much does it cost and what can I do to get insured?
    16 answers · 3 days ago
  • When a company provides a company car, do they also include insurance with it?

    Best answer: The reason they provide a company car is because you need one for your job. It's also an attractive perk for employees. But yes, they pay for insurance, maintenance and all fuel used in connection with your job. Private mileage (so commuting to and from work, shopping, leisure etc.) usually has to recorded... show more
    Best answer: The reason they provide a company car is because you need one for your job. It's also an attractive perk for employees.

    But yes, they pay for insurance, maintenance and all fuel used in connection with your job. Private mileage (so commuting to and from work, shopping, leisure etc.) usually has to recorded and you then pay towards that.
    8 answers · 1 day ago
  • Proof of insurance?

    I got a job as a delivery driver, cyclist. I've been asked to upload proof of insurance? What kind of insurance are they looking for thanks.
    I got a job as a delivery driver, cyclist. I've been asked to upload proof of insurance? What kind of insurance are they looking for thanks.
    11 answers · 2 days ago
  • Why was I given only 7 months before my new drivers license expires?

    I had my driver's license renewed in November because it expires in January and just received it this past week, and the new driver's license expires in July of 2019, has anyone been only given 7 months? Is it strange or was there an error why it's only a few months instead of 2 years or so?
    I had my driver's license renewed in November because it expires in January and just received it this past week, and the new driver's license expires in July of 2019, has anyone been only given 7 months? Is it strange or was there an error why it's only a few months instead of 2 years or so?
    9 answers · 2 days ago
  • What can the insurance company do to us after a car accident?

    Best answer: What? Why is the insurance company charging you money? This makes no sense. Insurance covers what it covers and any balance is your problem, not theirs. OR are you saying the driver of the other vehicle is still trying to collect from your insurance company? If this is a premium increase, that makes... show more
    Best answer: What? Why is the insurance company charging you money? This makes no sense.

    Insurance covers what it covers and any balance is your problem, not theirs.

    OR are you saying the driver of the other vehicle is still trying to collect from your insurance company?

    If this is a premium increase, that makes sense.

    Again, this makes no sense as asked.
    8 answers · 2 days ago
  • Bought my car brand new, not sure if I have the title?

    Best answer: If you purchased the automobile in full from a dealership it was their responsibility to submit the vehicle title application to your state's DMV offices. You should have then received the title directly from the DMV within a month or so. Did none of this happen? You best talk to the sales manager at the... show more
    Best answer: If you purchased the automobile in full from a dealership it was their responsibility to submit the vehicle title application to your state's DMV offices. You should have then received the title directly from the DMV within a month or so.

    Did none of this happen? You best talk to the sales manager at the dealership immediately to find out what was, and as not, performed.
    5 answers · 8 hours ago
  • My car is cat d damaged?

    Best answer: Forget about getting money back. You could resell it, though. Though, I would not worry about it. ">Cat D As with Cat C vehicles, Cat D cars can be fixed - but the repairs will cost less than its market value. However, the insurance company's decision to repair the vehicle is dependent on more than... show more
    Best answer: Forget about getting money back. You could resell it, though.
    Though, I would not worry about it.

    ">Cat D
    As with Cat C vehicles, Cat D cars can be fixed - but the repairs will cost less than its market value. However, the insurance company's decision to repair the vehicle is dependent on more than the cost of the repairs.
    . A Category D write-off can often be caused by moderate damage. The insurance company also has to take into account the cost of a courtesy car and inspection fees once the repairs have been completed. So it might decide that it doesn't make financial sense to repair the Cat D car.<"

    You bought it from a person...so private sale.
    He had done enough repair work to hide all the damage by either repairing or replacing parts. What you see, is what you bought.

    This car damage are called fender benders.

    It damaged the looks. He fixed the looks good enough to make it look as though the car never has been in a BUMP with anybody.

    Essentially it is a MINOR injury...hardly a footnote.

    If it drives good then it is good. They go through all the inspections to be sure the car is safe, so it can be sold legally.

    I got a car that was fixed up after it was Front ended, rear ended & Rolled onto its roof. It got fixed up and repainted and it drove good with a new interior and such . To look at it you would not know this car had been that damaged. I drove the car for 850,000 miles and pulled it from the road because of suspension rust damage was making it unsafe. I got 10 years out of it.
    . I was driving a 2 year newer car that was a TURBO that car lasted to 135,000 and then the fuel injection pump died(which was worth more than the car ALONE) That car never was in a crash. Lasted 2 years
    It was sent to the scrap yard.
    That is life.
    12 answers · 3 days ago
  • Two names on car title, only one signature?

    I bought a used car from a private owner today, however later on I noticed there are two names listed on the title separated by the word "And" . At the bottom only one name is printed and signed. I m wondering if this will be an issue when I go to get the title transferred and plates and such. I live in... show more
    I bought a used car from a private owner today, however later on I noticed there are two names listed on the title separated by the word "And" . At the bottom only one name is printed and signed. I m wondering if this will be an issue when I go to get the title transferred and plates and such. I live in Michigan, Thank you
    7 answers · 2 days ago