• How much is car insurance for 16 year old in Michigan?

    I am planning on buying a 2015 Ford Focus, and I am wondering about how much insurance will be, if I add to my parents policy. Every insurance cost calculator needs too much information, and I just need a ballpark answer such as 150-200. I would like to compare full and minimal insurance costs.
    I am planning on buying a 2015 Ford Focus, and I am wondering about how much insurance will be, if I add to my parents policy. Every insurance cost calculator needs too much information, and I just need a ballpark answer such as 150-200. I would like to compare full and minimal insurance costs.
    38 answers · 2 weeks ago
  • Do I still need to pay my registration fees even though my car is now totaled?

    Best answer: Because you was already OVER DUE - then YES, it still applies. You used the vehicle for two more months on an expired registration. HOWEVER, since you totaled the car, you will be able to get a refund of some of the fees back since you will not be using the plate for a full year. To avoid further legal... show more
    Best answer: Because you was already OVER DUE - then YES, it still applies. You used the vehicle for two more months on an expired registration.

    HOWEVER, since you totaled the car, you will be able to get a refund of some of the fees back since you will not be using the plate for a full year.

    To avoid further legal issues, take proof with you that the vehicle is totaled and will no longer be used. Have the fees adjusted accordingly and pay for the two months that you used the expired registration. Late fees will still be applied.
    22 answers · 2 weeks ago
  • Looking for legal help on a traffic accident, how can I fix this?

    Okay so im 23 and I got into a accident where I rear ended a lady, we were at a traffic stop and it was turn right on red and I looked over to see if there were any cars coming, I looked back and I hit her car, problem is I dont have insurance and I dont know what to do, she didnt sustain any injuries and told the... show more
    Okay so im 23 and I got into a accident where I rear ended a lady, we were at a traffic stop and it was turn right on red and I looked over to see if there were any cars coming, I looked back and I hit her car, problem is I dont have insurance and I dont know what to do, she didnt sustain any injuries and told the cop she was fine so I dont think she can come back on me with that can she? The cop asked for my insurance card, so I gave him my old one that said it was still active and idk if he ran it but didnt give me a no insurance ticket but now I dont know what to do about the accident report and how to go about this, I really dont want to go to jail, and nobody has good advice and I dont want to ruin my life by ending up in debt I already can bearly pay my bills, my job isnt giving me enough hours hence why I cant pay my insurance, and I dont know what to do or where to start on fixing this. I just really need advice and need to know how to make this right and where to start, I dont need to be told driving without insurance was stupid because I already know I just want to know how to fix it and where to start. I really appreciate any serious answers.
    21 answers · 2 weeks ago
  • If you are in a no-fault accident does the other party have to pay for the full repairs if they are at fault?

    Best answer: I think you're confused about what it means for the accident to be "no fault" - this means that nobody is at fault, and therefore each person is responsible for repairs to their own vehicle. if this was a no-fault accident then you have no claim against the other driver. I think you're trying to... show more
    Best answer: I think you're confused about what it means for the accident to be "no fault" - this means that nobody is at fault, and therefore each person is responsible for repairs to their own vehicle. if this was a no-fault accident then you have no claim against the other driver.

    I think you're trying to say that in your case you were not at fault, the other driver was declared at-fault, therefore the other driver is liable for damage to your car.

    If you sue the other driver, you will only be awarded a judgement for the LOWER of either the car's value before the accident or the actual cost of repairs. If your car was worth $6,000 and it would take $8000 to repair it, then you'll be awarded $6,000 judgement against the other driver. Actually, it would be closer to $5500 because your damaged and totaled car probably still has a scrap value of about $500.

    Legally, you will have been "made whole" by the $5500 settlement. You had a $6000 car, the other driver caused it to become a $500, so a $5500 judgement restores you to the position you were in before.

    The assumption is that you would sell the damaged car to the junkyard for $500, combine that money with the $5500 settlement and then you have $6000 to buy another car.

    If you choose (foolishly) to spend $8000 trying to turn a $500 car into a $6000 car, then that's your choice and you get to cover the extra cost.

    For what its worth, your odds of suing the person, winning, and actually collecting payment are very low. You should carry uninsured motorist protection on your own insurance policy and if you did have that coverage you simply file a claim with your insurance and let them either sue the other driver or take the loss.
    11 answers · 2 weeks ago
  • If Michigan DMV finds out your car insurance lapsed do they give you a grace period to Renu it?

    Mine is only going to lapse for 3 days. What will happen?
    Mine is only going to lapse for 3 days. What will happen?
    24 answers · 2 weeks ago
  • If I am 23 years of age and have a probationary drivers license in New Jersey, can I use a GPS while driving?

    At the DMV they said the passenger and curfew provisions do not apply to me since I am an adult, but did not specify about use of GPS.
    At the DMV they said the passenger and curfew provisions do not apply to me since I am an adult, but did not specify about use of GPS.
    7 answers · 2 weeks ago
  • Someone hit my car and totaled it and now their insurance wont pay for my performance mods or the parts damaged in accident?

    I provided receipts and their argument was I didn't report my mods to my insurance when I got my policy. I didnt take my mods off because my initial adjuster from my insurance told me not to and didn't authorize the storage company who had my car to let me do so. That adjustor retired and now the new ones... show more
    I provided receipts and their argument was I didn't report my mods to my insurance when I got my policy. I didnt take my mods off because my initial adjuster from my insurance told me not to and didn't authorize the storage company who had my car to let me do so. That adjustor retired and now the new ones telling me I shouldve taken my mods off so they're leaving me to deal with the guys insurance company by myself. They wont even pay for my rims calipers and exhaust which were damaged in the accident. They said they were gonna mail me a settlement and if I didn't agree with it I could call my insurance to advise me but I doubt theyll be any help. Is there anything I can do or argue?
    23 answers · 3 weeks ago
  • I got hit while parking?

    I was parking my pick up I wasnt in the spot yet i was in the middle of the lot still then I realized i had to adjust so i put it in reverse checked behind me nothing there so I backed up and I hit a fast moving car filled with 15 year old girls 4 to be exact (not that it matters) but that s pretty much the claim I... show more
    I was parking my pick up I wasnt in the spot yet i was in the middle of the lot still then I realized i had to adjust so i put it in reverse checked behind me nothing there so I backed up and I hit a fast moving car filled with 15 year old girls 4 to be exact (not that it matters) but that s pretty much the claim I gave to the cop she told the cop that she thought I was parking and moving forward and tried to go around me that was her claim I have almost no damage to my pick up and her fender is totalled. Who was at fault?
    6 answers · 2 weeks ago
  • DUI from 5+ years ago (Ontario Canada), Auto Insurance never found out or increased rates, time for new car... should I tell them now? or?

    Here are the details: - Convicted of Over 80mg in April 2013, I drove home the early morning after being at a party (very poor choice I know)... no accident or injury. Received the minimum penalty (90 day suspension, interlock program for 9 months + fine). - No prior tickets or accidents, no tickets or accidents... show more
    Here are the details: - Convicted of Over 80mg in April 2013, I drove home the early morning after being at a party (very poor choice I know)... no accident or injury. Received the minimum penalty (90 day suspension, interlock program for 9 months + fine). - No prior tickets or accidents, no tickets or accidents since. - Was insured prior to this, based on advise, was informed that I was not obligated to tell my insurance company of the charge since disclosure of this is usually required when first signing up plus they will pull driving record and find it at some point... - Well 5 years+ have passed and they never increased rates, dropped me from insurance or even called to ask any questions. - Now, being older, and after doing research, I've realized that it's very likely that if I were to get in an accident now that the company would decide not to cover me based on them not knowing about the DUI... - The pickle I am in is, do I tell them now and hope all is well and they can just move on and insure my new car? OR Do I just cancel with the current company and get a new company to insure me (while also disclosing the DUI of course)? - I know driving around with insurance that wont cover me, if I were to get into an accident (if what I read is true), has been basically like playing roulette. The point of me asking this is so I can figure out how to legitimize my coverage while at the same time avoiding giant fees or worse... advise is appreciated.
    5 answers · 2 weeks ago
  • I was told by the dmv I couldn’t get my license until I’m 18 because my parents don’t have a license, is there anyway around this?

    Best answer: I dont Think so. In order to practice driving, you need an experienced, licensed driver with you. When you’re under 18, you need a parent/guardian for this. When you’re 18, you can practice with whomever as long as they’re 24 and licensed
    Best answer: I dont Think so. In order to practice driving, you need an experienced, licensed driver with you. When you’re under 18, you need a parent/guardian for this. When you’re 18, you can practice with whomever as long as they’re 24 and licensed
    5 answers · 2 weeks ago
  • Hit and run CRISIS! Plz help. Serious answers only 💞?

    My vehicle was struck by a hit and run driver. Well the car was worth 8,500 before accident. I still owe about 8,000 on the auto loan. Damages are estimated at 9,300. I know its a total loss at this point. The policy pays out max of 10,000. What i want to know is will the insurance company send the check for the... show more
    My vehicle was struck by a hit and run driver. Well the car was worth 8,500 before accident. I still owe about 8,000 on the auto loan. Damages are estimated at 9,300. I know its a total loss at this point. The policy pays out max of 10,000. What i want to know is will the insurance company send the check for the max 10,000? Or will they only send a check for 8,500 which is the value of the car? Which i dont mind paying off my auto loan with. Just glad this car is off my back and off my credit!!
    15 answers · 3 weeks ago
  • How to change car title in California from my name to another.?

    I co signed for someone 2 years ago, turns out the car is in my name. I want to put it in theirs. How do I do so? They are still paying it off for the next 3 years.
    I co signed for someone 2 years ago, turns out the car is in my name. I want to put it in theirs. How do I do so? They are still paying it off for the next 3 years.
    12 answers · 3 weeks ago
  • Will a suspended registration suspend my licsense ? (AZ)?

    I got a letter in the mail saying they’re going to suspended my registration for no insurance. If my registration gets suspended will my license also get suspended. I cant afford insurance on my car. It’s over $400 for me being 19. I dont drive my car but I do drive my sisters.
    I got a letter in the mail saying they’re going to suspended my registration for no insurance. If my registration gets suspended will my license also get suspended. I cant afford insurance on my car. It’s over $400 for me being 19. I dont drive my car but I do drive my sisters.
    10 answers · 2 weeks ago