• Have you ever cried about finances?

    65 answers · 4 days ago
  • Always hear the 'experts' say Roth is better that traditional... I must admit I just don't understand at all why. I make $50k?

    I make, a safe assumption IMO that income at retirement would be lower than while working...do the experts differ here?! How else could a Roth be better unless they assume you withdraw $80k annually
    I make, a safe assumption IMO that income at retirement would be lower than while working...do the experts differ here?! How else could a Roth be better unless they assume you withdraw $80k annually
    7 answers · 1 day ago
  • Feeling bad about living at home?

    Best answer: You have a job, you're actively saving money, and you are working towards a huge goal of buying your own house! Don't feel bad, you're doing what you can. Your parents probably like having you around and helping you out. You're not a bad person, you are awesome! Good luck!
    Best answer: You have a job, you're actively saving money, and you are working towards a huge goal of buying your own house! Don't feel bad, you're doing what you can. Your parents probably like having you around and helping you out. You're not a bad person, you are awesome! Good luck!
    12 answers · 20 hours ago
  • Saving money?

    Best answer: At the most you have 3 years. If you are close to turning 18, that's more like 2 years.

    That equals saving between $7000 to $10,000 a year. Are you working? How much do you earn? Do the math and see what you need to be saving every month and if you have a chance.
    Best answer: At the most you have 3 years. If you are close to turning 18, that's more like 2 years.

    That equals saving between $7000 to $10,000 a year. Are you working? How much do you earn? Do the math and see what you need to be saving every month and if you have a chance.
    9 answers · 20 hours ago
  • My boyfriend doesn't think I should get a personal loan?

    So I found a decent loan for the amount I want, to expand his business. My credit is "good". But I'm currently unemployed. He said "Nobody will throw you money and expect you to pay it back". I guess he's right? I don't have any assets (in my name) I have given him a couple thousand... show more
    So I found a decent loan for the amount I want, to expand his business. My credit is "good". But I'm currently unemployed. He said "Nobody will throw you money and expect you to pay it back". I guess he's right? I don't have any assets (in my name) I have given him a couple thousand to get his company off the ground. It's been carrying us through these past couple of months, but we're slowing down for the season.. So money is getting tighter. I wanted to get a personal loan, so I can buy better equipment for his company for next year AND create an emergency fund. I did the math and we can do it. It would only cost us $2k. But it could take us up to 10 years to pay the loan back. (if business doesn't improve - which is doubtful, because of the awesome new equipment I want!) Otherwise, pay it off quicker and save money! I don't know why he's against this?
    20 answers · 4 days ago
  • When I received a cashier's check after I closed my savings account at Bank of America, what should I do with this check?

    Best answer: You could probably take that cashier's check back to a Bank of America branch and cash it. Then take the cash to your new bank and deposit it.

    Is there a particular reason why you went with this type of account at PNC? At some point you're going to need a way to cash checks (like if you get a job).
    Best answer: You could probably take that cashier's check back to a Bank of America branch and cash it. Then take the cash to your new bank and deposit it.

    Is there a particular reason why you went with this type of account at PNC? At some point you're going to need a way to cash checks (like if you get a job).
    9 answers · 3 days ago
  • Bank of America or Wells Fargo which is better?

    Both of those banks offer auto loans and other major banks like Chase do not, that's why I'm deciding between those two. Which bank should I go with?
    Both of those banks offer auto loans and other major banks like Chase do not, that's why I'm deciding between those two. Which bank should I go with?
    10 answers · 2 days ago
  • I am quitting my job and had a 401k , can I get money from it?

    Best answer: You technically can withdraw it after paying the feds 30% if you are not 59.5. It is considered a very foolish financial decision, not that many people don't do it anyway. Also, depending on how long you were with the company you may not be eligible for any funds the company (not from your paycheck) ... show more
    Best answer: You technically can withdraw it after paying the feds 30% if you are not 59.5. It is considered a very foolish financial decision, not that many people don't do it anyway. Also, depending on how long you were with the company you may not be eligible for any funds the company (not from your paycheck) contributed to your account while you worked there (also called unvested funds on statements). A year and 8 months in general is usually not long enough to qualify for unvested funds. If you don't want to be associated with the company it's better to open an IRA and transfer the money penalty free, a bank or investment firm can help you do this.
    13 answers · 3 days ago
  • How can i get paid?

    Best answer: Have him third party endorse the check. Where he would sign on the back, he writes, "pay to the order of <your name>" followed by his signature. Then you take it to your bank. Google "how to third party endorse a check."
    Best answer: Have him third party endorse the check. Where he would sign on the back, he writes, "pay to the order of <your name>" followed by his signature. Then you take it to your bank. Google "how to third party endorse a check."
    13 answers · 5 days ago
  • What countries could you retire in?

    If I was 30 and had £500,000, could I move to any countries and retire living relatively comfortably?
    If I was 30 and had £500,000, could I move to any countries and retire living relatively comfortably?
    5 answers · 16 hours ago
  • Will they cash the check?

    My father received a check under his name and asked that i cash it for him since he will be going to work. The check is relating to an insurance claim he made. The check is under his name and i mentioned to him i could not cash it. He is being stubborn, signed the check and handed it to me. Will a teller cash the... show more
    My father received a check under his name and asked that i cash it for him since he will be going to work. The check is relating to an insurance claim he made. The check is under his name and i mentioned to him i could not cash it. He is being stubborn, signed the check and handed it to me. Will a teller cash the check? The check has his address and i have my state id which has the same address on the check. I highly doubt it but what are the chances?
    11 answers · 5 days ago
  • What would you do?

    Imagine you are in possession of $20,000. • How would you divide your assets? • What percentage would go into stocks, into bonds, and into mutual funds? • How much would you put into a savings account?
    Imagine you are in possession of $20,000. • How would you divide your assets? • What percentage would go into stocks, into bonds, and into mutual funds? • How much would you put into a savings account?
    7 answers · 2 days ago
  • Can we instruct banks to deliver debit cards of newly opened bank account to nearest bank branch instead of sending it on my home address.?

    i want to open an account but i do not want my debit card to be delivered to my home address as i share mail box with many others. is it possible that i can collect the debit card from nearest bank branch. i shall be very thankful for valuable replies.
    i want to open an account but i do not want my debit card to be delivered to my home address as i share mail box with many others. is it possible that i can collect the debit card from nearest bank branch. i shall be very thankful for valuable replies.
    7 answers · 4 days ago
  • How good of a birthday party can someone throw his daughter with a $5k budget? Is this reasonable if that person makes $900k a year?

    Best answer: that might depend on the number of people being invited, the ages of the honoree and her guests
    a child will not have the extravagant type of party as a teen ager would thus the costs would be far less
    if you make that kind of money I don't see any reason other than miser that a budget would even be considered
    Best answer: that might depend on the number of people being invited, the ages of the honoree and her guests
    a child will not have the extravagant type of party as a teen ager would thus the costs would be far less
    if you make that kind of money I don't see any reason other than miser that a budget would even be considered
    7 answers · 4 days ago